NOTICE OF PRIVACY POLICY
We value your privacy.
This is our Notice of Privacy Policy, and we’ll provide it the first time we do business with you and upon request or as required by law thereafter.
This Notice describes how we protect, collect, use, and share customer information. Customer information means all nonpublic information related to an identified individual, which is sometimes called personally identifiable information. Customer information does not include anonymized data or de-identified data, which do not identify an individual.
Our Privacy Principles
- We do not sell customer information.
- We do not allow those who are doing business on our behalf to use our customer information for their own marketing purposes.
- We contractually require any person or organization providing products or services on our behalf to protect BMC customer information.
- We do not share customer medical information within the BMC family of companies unless:
- you expressly authorize it; or
- it is permitted or required by law; or
- your insurance policy contract with us permits us to do so.
- We may share customer information and permit others to use that information if you give us your consent, it is necessary to complete a transaction you request, or it is otherwise permitted by law.
- We handle information about former and prospective customers the same as existing customers.
We Protect Customer Information
We collect customer information in different ways. For example, we gather information from:
- applications and other forms related to our products and through conversations with BMC representatives, including our agents.
- use of biznessmindedcapital.com®, our mobile sites and applications, our social media sites and applications, and interactions with our online advertisements.
- transactions or experiences with us, such as payments, underwriting, and claims.
- within the BMC family of companies.
- non-BMC parties, including consumer reporting agencies that provide us with information such as driving records, claim histories, and credit information.
How We Use Customer Information
We use customer information, sometimes including consumer report information, to do things such as:
- underwrite and rate your policies and accounts.
- process your claims.
- protect against fraud and unauthorized transactions.
- provide proper billing.
- confirm your identity and service your policies and accounts.
- enhance your customer experience and improve our products and services.
- offer you other insurance and financial services products.
- develop and offer new products and services.
- develop either anonymized data or de-identified data by making reasonable efforts to remove personally identifiable information so the information is no longer customer information. We develop this data for certain purposes, such as analysis to understand more about our customers and our industry, or for other commercial purposes as permitted by law. We share and use this data within our BMC family of companies, with third party service providers, or with other unaffiliated entities.
- perform other activities as required or permitted by law.
How We Share Customer Information
We share customer information, including information about our transactions with you (such as payments) and experiences with you (such as an auto claim), within our BMC family of companies and with BMC agents to help meet your product and service needs. We share customer information inside or outside our family of companies:
- for our everyday business purposes, for public policy purposes, and as permitted (such as with consent or as necessary to complete a transaction you request) or required by law.
- as needed, to handle your claim. For example, we may share name, address, and coverage information with an auto body shop to speed up repairs on auto damage claims.
- with consumer reporting agencies, for example, during the underwriting process.
- in connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of our business or operating unit.
- with companies that perform marketing or other services for us or with whom we have joint marketing agreements. These agreements allow us to provide a broader selection of insurance and financial products to you.
- as needed, to protect against fraud and unauthorized transactions and in connection with the investigation, establishment, and defense of legal rights.
Limiting Sharing of Customer Information Within BMC
We share customer information within our BMC family of companies so, for example, we do not have to ask you for the same information again. If you prefer to limit sharing information such as your driving record, claim history with other companies, and credit information, call your BMC agent or 800-865-6035. Please note, your choice:
- will apply to joint policyholders or account holders on shared policies and accounts.
- does not limit BMC from sharing certain customer information about your transactions or experiences with us for our everyday business purposes or for public policy purposes.
- does not limit BMC from sharing customer information in the event of a transfer, between BMC companies, of all or a portion of a line of business.
If you are an existing customer and have already told us your customer information sharing preference, no action is needed unless you want to change your preference.
Information for Internet, Mobile, and Social Media Users
In addition to the information collection and sharing practices described above, BMC website properties and mobile applications may use common tracking technologies like browser cookies, “Local Shared Objects” (such as “Flash” cookies), analytical tools, device IDs, or other technologies. We also collect certain technical information about the device you use to access our site or services, such as user-agent, time stamp, hardware type, language and time zone settings, IP address, OS type and version, and installed fonts. Our mobile and social media applications will contain a statement describing what information is collected from your use of that particular application. Currently, we do not support the necessary technology to respond to Web browser “do not track” signals or other, comparable mechanisms.
If you click on links to a third party sites, you will be taken to websites we do not control. This Notice does not apply to the privacy practices of those websites. Read the privacy policy of other websites carefully. We are not responsible for these third party sites.
We value your privacy.
This is our Notice of Privacy Policy, and we’ll provide it the first time we do business with you and upon request or as required by law thereafter.
This Notice describes how we protect, collect, use, and share customer information. Customer information means all nonpublic information related to an identified individual, which is sometimes called personally identifiable information. Customer information does not include anonymized data or de-identified data, which do not identify an individual.
Our Privacy Principles
- We do not sell customer information.
- We do not allow those who are doing business on our behalf to use our customer information for their own marketing purposes.
- We contractually require any person or organization providing products or services on our behalf to protect BMC customer information.
- We do not share customer medical information within the BMC family of companies unless:
- you expressly authorize it; or
- it is permitted or required by law; or
- your insurance policy contract with us permits us to do so.
- We may share customer information and permit others to use that information if you give us your consent, it is necessary to complete a transaction you request, or it is otherwise permitted by law.
- We handle information about former and prospective customers the same as existing customers.
We Protect Customer Information
We collect customer information in different ways. For example, we gather information from:
- applications and other forms related to our products and through conversations with BMC representatives, including our agents.
- use of biznessmindedcapital.com®, our mobile sites and applications, our social media sites and applications, and interactions with our online advertisements.
- transactions or experiences with us, such as payments, underwriting, and claims.
- within the BMC family of companies.
- non-BMC parties, including consumer reporting agencies, provide us with information such as driving records, claim histories, and credit information.
How We Use Customer Information
We use customer information, sometimes including consumer report information, to do things such as:
- underwrite and rate your policies and accounts.
- process your claims.
- protect against fraud and unauthorized transactions.
- provide proper billing.
- confirm your identity and service your policies and accounts.
- enhance your customer experience and improve our products and services.
- offer you other insurance and financial services products.
- develop and offer new products and services.
- develop either anonymized data or de-identified data by making reasonable efforts to remove personally identifiable information so the information is no longer customer information. We develop this data for certain purposes, such as analysis to understand more about our customers and our industry, or for other commercial purposes as permitted by law. We share and use this data within our BMC family of companies, with third-party service providers, or with other unaffiliated entities.
- perform other activities as required or permitted by law.
How We Share Customer Information
We share customer information, including information about our transactions with you (such as payments) and experiences with you (such as an auto claim), within our BMC family of companies and with BMC agents to help meet your product and service needs. We share customer information inside or outside our family of companies:
- for our everyday business purposes, for public policy purposes, and as permitted (such as with consent or as necessary to complete a transaction you request) or required by law.
- as needed, to handle your claim. For example, we may share the name, address, and coverage information with an auto body shop to speed up repairs on auto damage claims.
- with consumer reporting agencies, for example, during the underwriting process.
- in connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of our business or operating unit.
- with companies that perform marketing or other services for us or with whom we have joint marketing agreements. These agreements allow us to provide a broader selection of insurance and financial products to you.
- as needed, to protect against fraud and unauthorized transactions and in connection with the investigation, establishment, and defense of legal rights.
Limiting Sharing of Customer Information Within BMC
We share customer information within our BMC family of companies so, for example, we do not have to ask you for the same information again. If you prefer to limit sharing information such as your driving record, claim history with other companies, and credit information, call your BMC agent or 800-865-6035. Please note, your choice:
- will apply to joint policyholders or account holders on shared policies and accounts.
- does not limit BMC from sharing certain customer information about your transactions or experiences with us for our everyday business purposes or for public policy purposes.
- does not limit BMC from sharing customer information in the event of a transfer, between BMC companies, of all or a portion of a line of business.
If you are an existing customer and have already told us your customer information-sharing preference, no action is needed unless you want to change your preference.
Information for Internet, Mobile, and Social Media Users
In addition to the information collection and sharing practices described above, BMC website properties and mobile applications may use common tracking technologies like browser cookies, “Local Shared Objects” (such as “Flash” cookies), analytical tools, device IDs, or other technologies. We also collect certain technical information about the device you use to access our site or services, such as user-agent, time stamp, hardware type, language and time zone settings, IP address, OS type and version, and installed fonts. Our mobile and social media applications will contain a statement describing what information is collected from your use of that particular application. Currently, we do not support the necessary technology to respond to Web browser “do not track” signals or other, comparable mechanisms.
If you click on links to third-party sites, you will be taken to websites we do not control. This Notice does not apply to the privacy practices of those websites. Read the privacy policy of other websites carefully. We are not responsible for these third-party sites.
